Uniform Standards of Professional Appraisal Practice , commonly referred to by the acronym USPAP, can ..., and business valuation appraisal analysis and reports in the United States and its territories ... the major U.S. and Canadian appraisal organizations. As a result of the savings and loan crisis , the Appraisal ... The Appraisal Foundation ref . The Financial Institutions Reform, Recovery and Enforcement Act of 1989 FIRREA authorized the Appraisal Subcommittee ASC , which is made up of representatives ... two divisions the Appraisal Standards Board ASB and the Appraisal Qualifications Board AQB . The latter group sets forth minimum qualifications for appraisal licensure, and its work has been adopted ... years. All US states and territories require appraisal licensure for valuation work performed for Federally regulated institutions however, 35 states and territories of the US require appraisal ... the various appraisal professional organizations in the U.S. and Canada. The copyright to USPAP ... also been adopted by many appraisal professional organizations throughout North and South America, Europe, and Asia. USPAP represents the generally accepted and recognized standards of appraisal practice. At its organizational meeting held on January 30, 1989, the Appraisal Standard Board Appraisal ... appraisal standards promulgated by ASB. USPAP may be amended, Interpreted, or retired by ASB after exposure to the users of appraisal services and the public in accordance with established rules ... in response to changes in appraisal practice. The ASB has developed a process for developing both ... standards for the conduct of Real estate appraisalappraisal in the U.S., it does not attempt to prescribe ... at hand and acceptable to the intended users of the appraisal. USPAP directs this through ... specific practices in appraisal five of which have been retired. Standards and Statements are considered ... from accumulated differences in appraisal methodology. In June, 2006, the International Valuation ... more details
The Standard CMMI Appraisal Method for Process Improvement SCAMPI is the official Software Engineering Institute SEI method to provide benchmark quality ratings relative to Capability Maturity Model Integration CMMI models. SCAMPI appraisals are used to identify strengths and weaknesses of current processes, reveal development acquisition risks, and determine capability and maturity level ratings. They are mostly used either as part of a process improvement program or for rating prospective suppliers. The method defines the appraisal process as consisting of preparation on site activities preliminary observations, findings, and ratings final reporting and follow on activities. ref cite book last Ahern first Dennis coauthors Jim Armstrong, Aaron Clouse, Jack Ferguson, Will Hayes, Kenneth Nidiffer title CMMI SCAMPI Distilled Appraisals for Process Improvement publisher Pearson PLC Addison Wesley Professional date 2005 03 02 isbn 0 321 22876 6 page 240 ref Class A, B, and C Appraisals The suite of documents associated with a particular version of the CMMI includes a requirements specification called the Appraisal Requirements for CMMI ARC , ref cite paper author SCAMPI Upgrade Team title Appraisal Requirements for CMMI, Version 1.3 ARC, V1.3 version Technical Report CMU SEI 2011 TR 006 publisher Software Engineering Institute date April 2011 url http www.sei.cmu.edu library abstracts reports 11tr006.cfm format PDF accessdate 2011 04 01 ref which specifies three levels of formality for appraisals Class A, B, and C. Formal Class A SCAMPIs are conducted by SEI authorized Lead Appraisers who use the SCAMPI A Method Definition Document MDD ref cite paper author SCAMPI Upgrade Team title Standard CMMI Appraisal Method for Process Improvement SCAMPI A, Version 1.3 Method Definition Document version Handbook CMU SEI 2011 HB 001 publisher Software Engineering Institute date March 2011 url http www.sei.cmu.edu library abstracts reports 11hb001.cfm format PDF accessdate 2011 03 01 ... more details
The Global Appraisal of Individual Needs GAIN is a family of evidence based instruments used to assist clinicians with diagnosis, placement, and treatment planning. The GAIN is used with both adolescents and adults in all kinds of treatment programs, including outpatient, intensive outpatient, partial hospitalization, methadone , short term residential, long term residential, therapeutic community , and correctional programs. ref name Evidence Based http www.azdhs.gov bhs guidance catsu attach c.pdf , Cormier, G., Jackson Gilfort, A., Godley, S.H., Hervis, O.E., Parks, G.A., Savery, P., Triplett, E. 2008 . Evidence Based Practice for Adolescent Substance Abuse A Primer for Providers and Families, p. 10, accessed 2011 01 11. ref History The GAIN was developed to respond to the needs of substance abuse treatment personnel who are faced with the demands of assessing, documenting, treating, and monitoring clients. Researchers, clinicians, policymakers, and behavioral healthcare agencies worked to design assessment tools that could produce methodical data for mapping onto the Diagnostic and Statistical Manual of Mental Disorders Diagnostic and Statistical Manual of Mental Disorders DSM for diagnosis and the American Society of Addiction Medicine ASAM Patient Placement Criteria for placement, while following The Joint Commission The Joint Commission TJC formerly the Joint Commission on Accreditation of Healthcare Organizations JCAHO for integrating assessments into treatment plans. ref name GAIN Dennis, M. L., White, M., Titus, J. C., & Unsicker, M. S. 2008 . Global Appraisal of Individual Needs Administration Guide for the GAIN and Related Measures Version 5 . Bloomington, IL Chestnut .... ref Dennis, M.L. 2010 . Global Appraisal of Individual Needs GAIN A Standardized Biopsychosocial ... GAIN Workshop 6 3 10.pps 1564,1, Global Appraisal of Individual Needs GAIN A Standardized Biopsychosocial ..., J.I., White, M.K., Dennis, M.L., Feeney, T. 2008 . Global Appraisal of Individual Needs Frequently ... more details
Orphan date December 2010 In the field of real estate appraisal , extraordinary assumptions and hypothetical ... of an appraisal problem. Under the Uniform Standards of Professional Appraisal Practice USPAP , they are two of the assignment conditions on which an appraisal assignment is predicated, the others ... conditions affecting scope of work. ref Appraisal Standards Board, Uniform Standards of Professional Appraisal Practice 2008 2009 Edition , The Appraisal Foundation , USPAP Scope of Work Rule, pg. U 13 ref ref Stephanie Coleman MAI SRA, Scope of Work , Appraisal Institute 2006 Chicago, IL ... standard because USPAP has different specific disclosure requirements for each in an appraisal ... SRA, Scope of Work , Appraisal Institute 2006 Chicago, IL, ISBN 0 922154 88 0, p. 46 ref An assumption ... Assumption ref USPAP defines an assumption as that which is taken to be true . ref Appraisal Standards Board, Uniform Standards of Professional Appraisal Practice 2008 2009 Edition , The Appraisal Foundation , pg U 2 line 47 ref ref The Dictionary of Real Estate Appraisal, 4th Ed. , 2002 , The Appraisal ... 0 937828 06 8, p. 556 ref ref name Real Estate 2001 p. 56 The Appraisal of Real Estate, 12th Ed., 2001 , The Appraisal Institute , ISBN 0 992154 67 8, p. 56 ref An extraordinary assumption is an assumption ... 2001 p. 56 ref Appraisal Standards Board, Uniform Standards of Professional Appraisal Practice 2008 2009 Edition , The Appraisal Foundation , pg U 3 l 75 ref ref The Dictionary of Real Estate Appraisal, 4th Ed. , 2002 , The Appraisal Institute , ISBN 0 922154 72 4, p. 106 ref ref Valuing Machinery ... of opinions. ref name Real Estate 2001 p. 56 ref Appraisal Standards Board, Uniform Standards of Professional Appraisal Practice 2008 2009 Edition , The Appraisal Foundation , pg U 3 l 82 ref ref The Dictionary of Real Estate Appraisal, 4th Ed. , 2002 , The Appraisal Institute , ISBN 0 922154 72 4 ..., Scope of Work , Appraisal Institute 2006 Chicago, IL, ISBN 0 922154 88 0, p. 112 ref Distinction ... more details
ASER may refer to Adelaide Station and Environs Redevelopment of Adelaide Railway Station . Appraisal subordination entitlement reduction disambig Category Acronyms ... more details
The Real Estate Counseling Group of America RECGA was founded in 1970 by William N. Kinnard , a former president of the American Real Estate and Urban Economics Association , who sought to bring together a small group of top U.S. real estate appraisal and consulting experts to meet regularly, consult with each other on complex topics, and serve as co authors and co references for a growing body of complex valuation literature. The organization limits itself to 30 active members at any one time. Since its founding, it has counted among its membership many of the presidents of the Appraisal Institute , editors of numerous journals e.g. The Appraisal Journal and the Journal of Real Estate Research , heads of important institutes e.g. the Weimer School , the Homer Hoyt Institute , and the authors of nearly three dozen books on real estate appraisal and analytical methods. External links http www.recga.com Real Estate Counseling Group of America Category Real estate in the United States Category Real estate industry trade groups ... more details
on his appraisal approach to understanding emotion. Appraisal theory Appraisal theory examines the situational factors that produce emotional reactions. According to the appraisal approach of emotion ... between specific cognitions and individual emotions has stimulated a wide body of research on appraisal ..., p. 40 ref Lazarus also emphasizes the important role of motivation in a person s appraisal of a certain ... to the appraisal process. First, the quality and intensity of a certain emotion can inform us ... name Lazarus23 Lazarus defines appraisal theory of emotion as having two basic themes blockquote First ... According to Lazarus, the appraisal process involves a set of decision making components, which ... Lazarus proposed two stages to the appraisal process the primary appraisal stage and the secondary appraisal ... ways to represent each emotion. ref name Lazarus Primary appraisal The three components of primary appraisal are goal relevance, goal congruence, and type of ego involvement. ref name Lazarus In the primary appraisal stage, an individual first evaluates an event in terms of personal goal relevance ... emotion experienced by the individual depends on the secondary appraisal s linked to the primary appraisal ref Bennet et al., 2003 ref Secondary appraisal The secondary appraisal stage deals ... name Lazarus The three components of secondary appraisal are accountability blame or credit , coping ... Primary Appraisal Components 1. If there is goal relevance, then any emotion is possible, including .... Secondary Appraisal Components 4. If there is blame, which derives from the knowledge that someone .... Appraisal components sufficient and necessary for anger are 1 through 4 ref Lazarus, 1991, p. 226 ref Appraisals for love Primary Appraisal Components 1. If there is goal relevance, then any ... companionate. No secondary appraisal components are involved, except perhaps future expectation, which ... love. Appraisal components sufficient and necessary for love are 1, 2, and 3. Appraisals ... more details
, uniform standards, known as USPAP, which are promulgated by the Appraisal Standards Board ASB of the Appraisal Foundation ref http www.appraisalfoundation.org Appraisal Foundation website ref . In the Appraisal Foundation s Advisory Opinion 19 AO 19 ref http commerce.appraisalfoundation.org html 2006 20USPAP ao19.htm Appraisal Foundation website ref the Appraisal Foundation makes clear the following ... with USPAP. In the appraisal of real property and within the context of individual ... the appraiser avoids completing an appraisal on a subject property and provides a consultation service ... comp check is not a comp check at all but an appraisal. If an appraiser believes a value for a particular ..., an appraiser can accept the comp check as an appraisal request, and provide an opinion of value .... This workfile must contain all data necessary to support the opinion of value provided. Such an appraisal ... of charge. What most mortgage brokers do not realize, however, is that a comp search appraisal will often not fit their needs, as an appraisal for lending purposes with a different scope of work .... Brokers will collect payment for the appraisal up front plus a reasonable application fee and, if the owner ... types of appraisers in a lending appraisal assignment, they are an Honest, Competent ... more details
Infobox Company company name Greenfield Advisors company logo File Greenfield Advisors.jpg 140px center company type Real estate advisory services company slogan Economic, Market, and Valuation Analysts foundation 1976 location Seattle , Washington USA key people John A. Kilpatrick , Ph.D., president & CEO industry Real estate homepage http www.greenfieldadvisors.com www.greenfieldadvisors.com Greenfield Advisors LLC is a real estate and business consulting firm headquartered in Seattle , Washington. Originally known as Mundy Associates, it was founded in 1976 by Bill Mundy real estate Bill Mundy , the land economist for Weyerhaeuser Corporation . In the 1980s, Mundy and his firm became internationally recognized in the real estate appraisal profession as the leading authorities on the analysis and valuation of property impacted by environmental factors. ref Journal of Sustainable Real Estate, http www.costar.com josre editorialBoard.htm ref The firm was engaged by attorneys representing many of the landholders in Alaska to evaluate the impacts of the Exxon Valdez oil spill , and its research resulted in development of many of the more advanced methods widely used in the appraisal profession today. In 2007, the Appraisal Institute designated Mundy s 1992 article on Valuation of Contaminated Property one of the nine Big Ideas in the history of the valuation profession. ref David Lenhoff, Nine Big Ideas Appraisal Journal Articles That Influenced a Generation, The Appraisal Journal , January, 2007 ref In 2001, John A. Kilpatrick took the helm of Mundy Associates, and in 2005 the firm was re branded Greenfield Advisors to accommodate its substantial growth into other areas of real estate advisory services. In recent years, the firm has become widely recognized as authorities on brownfield valuation, complex litigation support, contaminated property, complex real estate investments, and appraisal standards. ref Lawyers and Settlements.com http www.lawyersandsettlements.c ... more details
PVB can refer to Polyvinyl butyral a type of plastic Present value of benefits a term used in project appraisal Ponte Vedra Beach, Florida Palos Verdes Blue butterfly Pemberton Volcanic Belt a geologic feature in southwestern British Columbia, Canada Pressure vacuum breaker disambig de PVB it PVB ... more details
Unreferenced date March 2007 Present value of benefits is a term used in cost benefit analysis and project appraisal that refers to the discounted sum, or Present value , of a stream of benefits associated with a project or proposal. DEFAULTSORT Present Value Of Benefits Category Basic financial concepts Category Article Feedback 5 Business term stub ... more details
Unreferenced date March 2007 Orphan date February 2009 Present value of costs is a term used in cost benefit analysis and project appraisal that refers to the discounted sum, or Present value , or a stream of costs associated with a project or proposal. DEFAULTSORT Present Value Of Costs Category Basic financial concepts business term stub ... more details
unreferenced date November 2011 An Fitness Report FITREP is an Performance appraisal evaluation form used by the United States Navy . The United States Air Force equivalent is the Enlisted Performance Report EPR . The United States Army equivalent is the Enlisted Evaluation Report EER . Category United States Navy ... more details
. Journal of Psychology, 91, 93 114. ref . Protection motivation stems from both the threat appraisal and the coping appraisal. The threat appraisal assesses the severity of the situation and examines how serious the situation is. The coping appraisal is how one responds to the situation. The coping appraisal consists of both efficacy and self efficacy. Efficacy is the individual s expectancy that carrying ... how people behave and cope during stressful situations. In his book, Stress, Appraisal, and Coping, Richard Lazarus discusses the idea of the cognitive appraisal processes and how they relate to coping ... with health related illnesses. Threat Appraisal Process The threat appraisal process consists of both ... that one will experience harm. Another aspect of the threat appraisal is rewards. Rewards refer to the positive .... Threat appraisal refers to children s evaluation of the degree to which an event has significant implications for their well being. Theoretically, threat appraisal is related to Lazaraus concept of primary appraisal, particularly to the way in which the event threatens the child s commitments, goals, or values. Threat appraisal is differentiated from the evaluation of stressfulness or impact ... of an event. Threat appraisal is also differentiated from negative cognitive styles, because ... appraisal has been involved in many health campaigns such as anti smoking and AIDS prevention ... that the message had changed peoples opinions. Coping Appraisal Process The coping appraisal ... of response efficacy and self efficacy, minus the response costs. The coping appraisal ... appraisal is the sum of the appraisals of the responses efficacy and self efficacy, minus any physical or psychological costs of adopting the recommended preventive response. Coping Appraisal involves ... , 14. ref . i.e. confidence that one can use sunscreen consistently . The Threat and coping appraisal ... to topic and with target population. In his book, Stress, Appraisal, and Coping, Richard Lazarus ... more details
Wiktionarypar valuation Valuation may refer to Economics Valuation finance , the determination of the economic value of an asset or liability Real estate appraisal , sometimes called property valuation especially in British English , the appraisal of land or buildings A distinction between real prices and ideal prices in Marxist theory . Mathematics Valuation algebra Valuation logic Valuation measure theory p adic valuation Other Valuation ethics , the determination of the ethic or philosophic value of an object For personal valuation , see dignity disambig math de Bewertung es Tasaci n fr valuation it Valutazione ... more details
UAD may stand for United Action for Democracy , a Nigerian political group University of Abertay Dundee , a university in Dundee , Scotland Universitas Ahmad Dahlan , a university in Yogyakarta , Indonesia Democratic Arucasian Union Spanish Uni n Aruquense Democr tica , a small political party in Spain Art and Design University of Cluj Napoca Romanian Universitatea de Art i Design , an art university in Romania Universal Audio company UAD 1 UAD 2 Universal Audio Digital , a series of DSP cards for running audio plugins Uniform Appraisal Dataset , a specification designed to improve the quality and consistency of appraisal data on loans delivered to Fannie Mae and Freddie Mac. A subcomponent of UMDP , the Uniform Mortgage Data Program disambig de UAD es Uad ... more details
Collateral valuation adjustment CVA or appraisal subordination entitlement reduction ASER are CMBS structuring innovations designed to improve overall transaction credit quality. Collateral valuation adjustments were created in response to rating agency concerns that, without such an adjustment, cash flow from mortgages likely to default would be paid to the first loss class. The rationale behind appraisal reductions is to support proactively the credit rating of senior CMBS tranches by reducing cash flow payments to the subordinate tranches . See also REMIC Commercial mortgage backed security Residential mortgage backed security economy stub Category Mortgage industry of the United States ... more details
The Soil and Water Conservation Act RCA is a 1977 law P.L. 95 192 that requires USDA to periodically prepare a national plan for soil and water conservation on private lands based on an inventory and appraisal of existing resource conditions and trends. Natural Resources Conservation Service NRCS is the lead agency in this effort, and completed appraisals in the early 1980s and late 1980s a third appraisal was initiated in the early 1990s, but not completed. Only one national plan was adopted by USDA, in 1982. Many of the activities envisioned when the RCA was enacted are being carried out, but it has not resulted in a single omnibus plan addressing conservation needs and priorities on private lands. References CRS article Report for Congress Agriculture A Glossary of Terms, Programs, and Laws, 2005 Edition url http ncseonline.org nle crsreports 05jun 97 905.pdf author Jasper Womach Category United States federal agriculture legislation ... more details
The American Society of Appraisers the Society is a multi discipline non profit international organization of professional appraisers valuers . Founded in 1936, the mission of the Society is to foster the public trust of our members and the appraisal profession through compliance with the highest levels of ethical and professional standards. The American Society of Appraisers Helps the public and professionals find an ASA accredited appraiser Is the only professional valuation organization that accredits members in every appraisal discipline Works to grow the appraisal profession Fosters professional excellence in its membership through education, accreditation, publication and other services with an emphasis on professional ethics to protect the public Valuation Disciplines & Accreditation The ASA comprises 6 primary appraisal disciplines. They are http www.appraisers.org ARM Home.aspx Appraisal Review and Management , http www.asabv.org Business Valuation , http www.appraisers.org GJHome GJHome.aspx Gems and Jewelry , http www.appraisers.org MTSHome.aspx Machinery and Technical Specialties , http www.appraisers.org PPHome PPHome.aspx Personal Property , and http www.appraisers.org RPHome.aspx Real Property . Candidates who must have a four year university degree or its equivalent are eligible for the Accredited Senior Appraiser ASA designation after completing the following five years of documented appraisal experience testing in their field or specialty the submission of two appraisal reports to the society s International Board of Examiners for review successful completion of the Principles of Valuation education program and successful completion of the 15 hour Uniform Standards of Professional Appraisal Practice USPAP course with examination. A lesser level of designation Accredited Member or AM requires only two years of documented appraisal experience in addition to all of the other requirements. Appraisers in the ASA are subject to a mandatory re accreditati ... more details
Context date February 2010 Refimprove date February 2010 The decision analysis DA cycle is the top level procedure for carrying out a decision analysis . The traditional cycle consists of four phases basis development determinisitic sensitivity analysis probabilistic analysis basis appraisal . The diagram below depicts the Decision Analysis Cycle ref Howard, Ronald A., The Evolution of Decision Analysis, in The Principles and Applications of Decision Analysis, ed. R. A. Howard and J. E. Matheson, SRI and Strategic Decisions Group 1983 . http decision.stanford.edu library ronald a. howard the evolution of decision analysis 1 Web Link ref File Dacycle.png The Decision Analysis Cycle A revised form of the cycle consists of an attention focusing method followed by a decision method , each of which is composed of three stages Formulation decision analysis formulation Evaluation decision analysis evaluation Appraisal decision analysis appraisal . See also Decision model References reflist External links http books.google.com books about Project Economics and Decision Analysis.html?id sBtkvQXDB1cC Mohammed A. Mian text retrieved 17 09 2011 DEFAULTSORT Decision Analysis Cycle Category Decision theory stubs Category Decision theory math stub ... more details
The Home Valuation Code of Conduct HVCC or the Code is an American document that was created jointly by members of Freddie Mac , the Federal Housing Finance Agency FHFA , and the New York State Attorney General . ref http www.freddiemac.com singlefamily pdf 122308 valuationcodeofconduct.pdf Home Valuation Code Of Conduct, Full Text, Retrieved August 16, 2009 ref The document states that, effective May 1, 2009, Freddie Mac will no longer purchase mortgages from Sellers that do not adopt the Code with respect to single family mortgages that are delivered to Freddie Mac. Also, effective for single family mortgages made after May 1, 2009, Freddie Mac Seller Servicers must represent and warrant that the appraisal report is obtained in a manner consistent with the Code. Certain types of mortgages are excluded from the Code, including FHA VA Mortgages, Section 184 Native American Mortgages, and Section 502 Guaranteed Rural Housing Mortgages. The code has not been well accepted by the most experienced Real Estate Appraisers as the code eliminated constructive working relationships with lenders and brokers that had been in place and working well for decades in some instances, therefore forcing appraisers to work for Appraisal Management Company Appraisal Management Companies that generally pay only 50 of the fee that was once paid to the appraisers. References reflist colwidth 30em Category Mortgage finance stub ... more details
Unreferenced date June 2009 Context date October 2010 About the decision model other uses Appraisal disambiguation A Decision making decision method is an axiom atic system that contains at least one action axiom . Formulation is the first and often most challenging stage in using formal decision methods and in decision analysis in particular . The objective of the formulation stage is to develop a formal model of the given decision. Evaluation is the second and most algorithm ic stage in using formal decision methods. The objective of the evaluation stage is to produce a formal recommendation and its associated sensitivities from a formal model of the decision situation. Appraisal is the third and last stage in using formal decision methods. The objective of the appraisal stage is for the decision maker to develop insight into the decision and determine a clear course of action. Much of the insight developed in this stage results from exploring the implications of the formal decision model developed during the formulation stage i.e., from mining the model . Central to these implications is the formal recommendation for action calculated during the evaluation stage. Other implications include various forms of Sensitivity and specificity sensitivity of the recommendation to selected variables in the model. Additional insight is obtained by exposing key aspects of the reasoning that led to the formal decision model i.e., by justifying the model . Possible actions following the appraisal stage include implementing the recommended course of action, revising the formal model and reevaluating it, or abandoning the analysis and doing something else. Justifying a decision model is the action of exploring and explaining the reasoning that led to the formulation of a particular decision model. Mining a decision model is the action of extracting information e.g., sensitivity, value of information , and value of control from a given decision model. See also Decision support Decision ... more details
selfref For the Wikipedia editing process, see Help Reverting . Wiktionarypar reversion revert Reversion may refer to Reversion law Reversion combustion engines Reversion software development Re version Reversion television and film Series reversion , in mathematics Reversion , in evolutionary biology Reversion or reversionary benefit, in real estate appraisal Reversion , in religion Reversion botany is when a sport botany sport variety returns to its original form See also Religious conversion disambig de Umkehr es Reversi n ... more details
An appraised value USA or mortgage valuation Australia pertains to the assessed value of real property in the opinion of a qualified appraiser or valuer. It is usually used as a pre qualification & risk based pricing factor related to the issuance of mortgage loan s by a financial institution . ref http www.fanniemae.com homebuyers glossary appraisedvalue.jhtml?p Resources&s Glossary Definition of appraised value , Fannie Mae ref Overview When obtaining a mortgage loan mortgage the funding lender relies on the standardized valuation methods of an appraiser to assess a monetary value for the specific piece of real property on which a loan will be secured e.g. a residence . The lender will then justify the loan loan amount and other risk based pricing factors as a percentage of the appraised value of the property. Appraised values can also be made after a property sale. For example, home owners wishing to gain access to their increased Ownership equity equity in their home may obtain a mortgage valuation to prove its value has risen and thus justify increasing the amount of their mortgage. Also, the various States and territories of Australia states of Australia each have a Valuer General s Department, which regularly assess land values in all municipalities and shires for the purpose of issuing property tax notices. A low appraised value will affect a buyer s ability to purchase a property. This is because the loan amount would seem too high with respect to the value. Unless the buyer can come up with the difference, the buyer will unlikely be able to qualify for the loan. Appraisal fraud Fraud in appraisal happens during both upturn and downturn markets. When a homeowner is looking to refinance their home, the appraiser is sometimes under pressure to overvalue the home to make the refinancing more attractive. ref http money.cnn.com 2005 05 23 real estate financing appraisalfraud index.htm Appraisal fraud , CNN Money ref See also Real estate appraisal References refe ... more details
otheruses WebTAG refers to the UK Department for Transport s web based multimodal guidance on appraising transport projects and proposals. WebTAG reflects the New Approach to Appraisal that was developed in 1998 and initially applied to decisions on trunk road schemes and a series of major multimodal studies. WebTAG was first issued in 2003. External links http www.dft.gov.uk webtag WebTAG DfT s Transport Analysis Guidance Category Transport economics ... more details
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