accounting The financial result is the difference between earnings before interest and taxes and earnings before taxes . It is determined by the earning or the loss which results from financial affairs. Interpretation For most industrial companies the financial result is negative, as the interest charged on borrowing generally exceeds income from investments dividends . If a company records a positive financial Result over several periods, then one has to ask how much capital is invested at which interest rate, and if this capital would not bear a greater yield if it were invested in the company s growth. In case of constant, positive financial results a company also has to deal with increasing ... financial result is defined as follows math textstyle begin align mbox Financial result & mbox Interest income & mbox Interest expense & pm mbox Write downs write ups for financial assets & pm mbox Write downs write ups for marketable securities & mbox Other financial income and expenses end align math Advantages The advantages of the use of financial result as a key performance indicators key performance indicator The financial result provides information about financing costs. Information may be gained about non consolidated companies. financial result interest income interest expenses write up and write down for financial assets write down and write up for marketable securities other financial icome and expenses Disadvantages The disadvantages of the use of financial result as a Key performance indicators Key performance indicator Operating components may be included in the financial result e.g. the income from financing activities . Investment income as a component of the financial result does not provide any information on the risk inherent in this investment. The financial result ..., Peter Noel Schomig. 100 IFRS Financial Ratios Cometis AG , 2005, ISBN 978 3980946179 Category Financial terminology Category Financial ratios finance stub pl Wynik finansowy pt Indicador de resultado ... more details
Financial security may refer to Economic security , the condition of having the resources to support a standard of living now and in the foreseeable future Security finance , a financial negotiable instrument disambiguation ... more details
Merge from Financial inclusion discuss Talk Financial exclusion date May 2010 Financial exclusion is the unavailability of banking services to people living in poverty . It is believed to be one factor preventing poor people from exiting poverty, by forcing them to manage their finances on a cash only basis and restricting their access to equitable sources of credit finance credit . Financial exclusion can make poor people vulnerable to loan shark s. Microfinance is an approach used to reduce financial exclusion. See also Financial inclusion External links http www.npi.org.uk projects financial 20exclusion.htm http webarchive.nationalarchives.gov.uk http www.hm treasury.gov.uk fit index.htm FinancialInclusion Taskforce http www.jrf.org.uk publications understanding and combating financial exclusion Category Banking Category Poverty Category Credit econ term stub ... more details
COI date May 2010 Infobox company company name LPL Financial company logo Image LPL Financial Logo.png ... Mark Casady , Chairman & CEO industry Financial Services revenue profit United States dollar US 3.479 billion 2011 ref name LPL.com http lplfinancial.lpl.com About LPL Financial Financials.htm LPL Financial website Financials ref num employees 2,700 num advisors 12,962 website URL http www.lpl.com LPL Financial is the largest organization of independent financial advisors in the United States ... publisher Financial Planning magazine accessdate 4 August 2011 page 29 format PDF ref LPL Financial ... Ledger established in 1973 and has since expanded its number of independent financial advisors from a few hundred to more than 12,847 in 2011. LPL Financial has headquarters in Boston , Charlotte , and San Diego . Approximately 2,700 employees support financial advisors financial institutions and technology ... needed date December 2011 LPL Financial advisors help clients meet investment goals with a number of financial services, including equities , Bond finance bonds , mutual funds , Annuity US financial ... Financial does not develop its own investment products, enabling the firm s investment professionals to offer financial advice free from broker dealer inspired conflicts of interest . ref name Join LPL.com http www.joinlpl.com financial advisor support independent unbiased research for financial advisors.html JoinLPL.com LPL Financial Research ref Timeline In 2003, LPL Financial acquired Private ... net worth clients in all 50 states. In 2004, LPL Financial acquired the broker dealer operations ... and offering Phoenix the chance to sell its products through the LPL Financial network. Citation ... Group took a 60 stake in the firm. Citation needed date December 2011 In August 2006, LPL Financial expanded its client base following the purchase of UVEST Financial Services , which provides independent ... the United States. Citation needed date December 2011 In June 2007, LPL Financial finalized its ... more details
Unreferenced date August 2010 A financial calculators is an electronic calculator that performs financial functions commonly needed in business and commerce communities. It has standalone keys for many financial calculations and functions, making such calculations more direct than on standard calculators. It may be user programmable, allowing the user to add functions that the manufacturer has not provided by default. Major manufacturers of financial calculators include Casio , Hewlett Packard , and Texas Instruments . Other manufacturers serve further niche areas in the financial calculator space. Financial calculators are also referred to as business calculators. Examples of financial calculators are the HP 12C , and the TI BA II . Category Calculators ... more details
Financial management may refer to Managerial finance , a branch of finance that concerns itself with the managerial significance of finance techniques. Corporate finance , a type of finance dealing with monetary decisions that business enterprises make and the tools and analysis used to make these decisions. Financial management for IT services , financial management of IT assets and resources disambig bg ... more details
Financial Review may refer to The Australian Financial Review Vietnam Financial Review disambiguation Short pages monitor This long comment was added to the page to prevent it from being listed on Special Shortpages. It and the accompanying monitoring template were generated via Template Long comment. Please do not remove the monitor template without removing the comment as well. ... more details
Infobox company company name Fairfax Financial Holdings Limited company logo Image Fairfax Financial.svg ...?symbol FFH&page quotesearch title Company Profile for Fairfax Financial Holdings Ltd FFH accessdate ... property and casualty insurance homepage http www.fairfax.ca www.fairfax.ca Fairfax Financial Holdings Limited is a financial holding company based in Toronto, Ontario Toronto , Ontario , which is engaged ... Re , Northbridge Financial, Crum & Forster and Zenith Insurance Company . As of December 31, 2010 ..., ref Fairfax Financial Holdings Limited 2010 Annual Report PDF page 6 http www.fairfax.ca Assets Downloads AR2010.pdf ref while the common stock price has followed the growth at 21 per year. Fairfax Financial ... and Chief Financial Officer Peter Clarke Vice President and Chief Risk Officer Jean Cloutier Vice President, International Operations David Bonham Vice President, Financial Reporting Ronald Schokking ... Fairfax Corporate Profile History Fairfax Financial Holdings Ltd. Fairfax was incorporated under the Canada ... to Markel Financial Holdings Ltd. and, in May 1987, to their current name of Fairfax Financial Holdings ... to those of Warren Buffett. ref Yahoo Finance Company Profile of Fairfax Financial http biz.yahoo.com ... and David Dodd in their texts Security Analysis and The Intelligent Investor . Fairfax Financial s investment ... outstanding long term results. From 1985 to the end of 2010, Fairfax Financial had a compound growth ... with in 1985. ref Fairfax Financial Holdings Limited 2010 Annual Report PDF page 6 http www.fairfax.ca Assets Downloads AR2010.pdf ref ref Fairfax Financial Holdings Limited 2009 Annual Report PDF ... after 18 months at GW, Chou joined Prem Watsa at Fairfax Financial as one of its original investors ..., Prem Watsa took control of Markel Financial, a Canadian based specialist in trucking insurance ... a friend. In May 1987, he re organized Markel Financial Holdings Limited and renamed it Fairfax Financial ... and Chief Executive Officer of Fairfax Financial Holdings Limited formerly Markel Financial ... more details
A financial export is a business service provided by a domestic firm regardless of ownership to a foreign firm within the scope of financial services. While financial services are often seen as a domestic service such as current accounts, mortgages, cashpoints, etc. the growing international nature of finance means that many services are now being handled abroad or in financial centres, for a variety of reasons. Financial exports include a wide range of activities from insurance to banking and brokerage. Many smaller locations such as Bermuda , Luxembourg , and the Cayman Islands lack sufficient size for a domestic economy, thus requiring them to look abroad for markets. The increasing competitiveness of financial services has meant that many countries which were self sufficient or protectionist have become increasingly reliant on financial service imports such as the United States and Japan . The United States , France , and Japan are all importers of financial services, whereas Switzerland and Germany both record modest surpluses. The leading financial exporter, in terms of exports imports, is the United Kingdom , which had 19bn of financial exports in 2004 , rising to 21bn in 2005. The UK s position is helped by both unique institutions such as Lloyds of London for insurance, the Baltic Exchange for shipping, et cetera and an environment that attracts foreign firms all large US banks have offices and operations in the City of London London Docklands Docklands and or Edinburgh . References Giles, Chris 19 July 2005 City of London drives surge in UK financial exports London Financial Times Brewer, James 20 July 2005 Shipbrokers give UK a boom year boost London Financial Times ... London Financial Times http news.ft.com cms s df162dba 7dd2 11da 8ef9 0000779e2340.html Chisholm, Jamie 5 January, 2005 UK services sector shows robust growth London Financial Times Category International economics Category Financial economics ... more details
A financial goal or financial target is an goal objective which is expressed in or based upon money . Examples include debt reduction , sufficient wealth to retirement retire or minimisation of tax . ref citation url http books.google.co.uk books?id YN kFZQaE1EC&pg PA17 title Ernst & Young s personal financial planning guide ref References reflist finance stub Category Financial terminology ... more details
refimprove date May 2009 A financial forecast is normally an estimate of future financial outcomes for a company or country for futures and currency markets . Using historical internal accounting and sales data, in addition to external market and economic indicators, a financial forecast is an economist s best guess of what will happen to a company in financial terms over a given time period which is usually one year. See Financial modeling . Arguably, the most difficult aspect of preparing a financial forecast is predicting revenue. Future costs can be estimated by using historical accounting data variable costs are also a function of sales. Unlike a financial plan or a budget a financial forecast doesn t have to be used as a planning document. Outside analysts can use a financial forecast to estimate a company s success in the coming year. Reference class forecasting was developed to reduce error and increase accuracy in financial forecasts. ref http www.sbs.ox.ac.uk centres bt Documents Curbing 20Optimism 20Bias 20and 20Strategic 20Misrepresentation.pdf Curbing Optimism Bias and Strategic Misrepresentation in Planning Reference Class Forecasting in Practice. European Planning Studies, vol. 16, no. 1, January 2008, pp. 3 21. ref References Reflist Category Financial terminology Forecast ... more details
Accounting In general usage, a financial plan is a series of steps or goals used by an individual or business, the progressive and cumulative attainment of which are designed to accomplish a final financial ... term savings. A financial plan sometimes refers to an investment plan, which allocates savings ... line, share finance share s in an existing business, or real estate. In business, a financial plan can refer to the three primary financial statements balance sheet , income statement , and cash flow statement created within a business plan . Financial forecast or financial plan can also refer to an annual ... B. and Robert F. Financial Accounting , 4th ed. McGraw Hill Book Company, 1970 pp. 187 188. ref A financial ..., p.578. ref While the common usage of the term financial plan often refers to a formal and defined series of steps or goals, there is some technical confusion about what the term financial plan actually ... Financial Planner Board of Standards, lacks any definition for the term financial plan in its Standards of Professional Conduct publication. This publication outlines the professional financial planner s job, and explains the process of financial planning, but the term financial plan never ... Conduct . Certified Financial Planner Board of Standards. Rev. January 2010. Retrieved 2011 09 24. ref Textbooks used in colleges offering financial planning related courses also generally do not define the term financial plan . For example, Sid Mittra, Anandi P. Sahu, and Robert A Crane, authors of Practicing Financial Planning for Professionals ref Sid Mittra, Anandi P. Sahu, Robert A Crane. Practicing Financial Planning for Professionals Practitioners Edition , 10th Edition. Rochester Hills Publishing, Inc., 2007 sec. 1 3. ref do not define what a financial plan is, but merely defer to the Certified Financial Planner Board of Standards definition of financial planning . Because ..., the term financial plan is merely inferred from the defined process of financial planning . References ... more details
orphan date December 2011 Financial Thriller refers to a subgenre of thriller fiction in which the financial system and economy play a major role. The novel The Financier 1912 by Theodore Dreiser displays elements of a financial thriller. Paul Erdman helped popularize the modern financial thriller, with The Billion Dollar Sure Thing 1973 . The former president of a Swiss bank, he penned the novel while in jail awaiting trial on fraud charges related to speculating in the cocoa market. In many cases the protagonist of a financial thriller is a financial professional such as Christian Slater s character in the 2005 film The Deal . Oftentimes, the plot centers on a financial crime. It may be a crime that merely enriches a small number of individuals as with The Millionaires by Brad Meltzer , or one that threatens the entire financial system, as in Tom Clancy s Debt of Honor . Financial thrillers are often used as morality plays to illustrate the evils of greed, as in Black Money , by Michael M. Thomas. ref Lehman Haupt, Christopher. Books of the Times A Financial Thriller With a Message. New York Times. 6 27 1994. ref In the wake of the Late 2000s financial crisis , some financial thrillers took on educational roles. The 2011 film Too Big to Fail attempts to make the crisis understandable to non experts. ref Wiegand, David. Financial thriller illuminates severity of crisis. San Francisco Chronicle, 5 20 2011. ref And the novel The Economics of Ego Surplus 2010 by Paul McDonnold uses the plot device of a terrorist attack on the U.S. financial system as a tool to teach principles of economics . ref Smith, David. Economic Outlook At the crossroads of inflation and growth. The Sunday Times UK . 1 2 2011. ref A female author of financial thrillers is Linda Davies . References See Wikipedia Footnotes on how to create references using ref ref tags which will then appear here automatically Reflist Categories Category Articles created via the Article Wizard Category Literary genres ... more details
Accounting Image Wachovia National Bank 1906 statement.jpg right thumb 250px Historical financial statement A financial statement or financial report is a formal record of the financial activities of a business, person, or other entity. In British English including United Kingdom company law a financial statement is often referred to as an account , although the term financial statement is also used, particularly by accountant s. For a business enterprise, all the relevant financial information, presented in a structured manner and in a form easy to understand, are called the financial statements. They typically include four basic financial statements, accompanied by a management discussion and analysis ref http www.iasplus.com standard ias01.htm Presentation of Financial Statements Standard IAS 1, International Accounting Standards Board. Accessed 24 June 2007. ref Statement of Financial ... an extensive set of notes to the financial statements ref http www.svtuition.org 2011 08 corporate financial reporting.html ref and explanation of financial policies and management discussion and analysis ... statement in further detail. Notes to financial statements are considered an integral part of the financial statements. Purpose of financial statements by business entities The objective of financial statements is to provide information about the financial position, performance and changes in financial ... and Presentation of Financial Statements International Accounting Standards Board. Accessed 24 June 2007. ref Financial statements should be understandable, relevant, reliable and comparable. Reported assets, liabilities, equity, income and expenses are directly related to an organization s financial position. Financial statements are intended to be understandable by readers who have a reasonable ... diligently. ref name iasplus.com Financial statements may be used by users for different purposes Owners and managers require financial statements to make important business decisions that affect ... more details
Orphan date September 2008 Financial infidelity is a term used to describe the secretive act of spending money, possessing credit and credit card s, holding secret accounts or stashes of money, borrowing money, or otherwise incurring debt unknown to one s spouse, partner, or significant other. ref name ind Cite web url http www.independent.co.uk news uk this britain financial infidelity the things we buy the lies we tell 427923.html title Financial Infidelity The Things we Buy, the Lies we Tell accessdate 2008 03 03 date 2006 12 11 author Martin Hickman work The Independent ref Adding to the monetary strain commonly associated with financial infidelity in a relationship is a subsequent loss of intimacy and trust in the relationship. Financial infidelity appears to be on the rise, with a 2005 study showing that 30 of respondents had lied about financial information and 25 had withheld information, ref name msn Cite web url http articles.moneycentral.msn.com CollegeAndFamily LoveAndMoney FinancialInfidelityIsRampant.aspx title Financial Infidelity is Rampant accessdate 2008 03 03 publisher MSN Money author Liz Pulliam Weston ref whereas a 2008 study showed that half the respondents had committed some form of financial infidelity. ref name bals Cite web url http www.baltimoresun.com business bal bz.ym.ambrose12feb12,0,4743990.column title Financial Infidelity is Pretty Common accessdate 2008 03 03 date 2008 02 12 author Eileen Ambrose work Baltimore Sun ref References reflist Category Interpersonal conflict Category Personal finance economics stub ... more details
notability Companies date April 2011 Infobox Company company name Calyon Financial company logo File Logo Calyon Financial.png Calyon Financial logo company type S.A. corporation location Chicago Chicago, Illinois parent Calyon industry Finance products Financial Services homepage http www.calyonfinancial.com www.calyonfinancial.com Calyon Financial was a subsidiary of Calyon specializing in institutional futures and options brokerage, and was also a member of the Cr dit Agricole Cr dit Agricole Group . On January 1, 2008, Calyon Financial merged with Fimat to become Newedge , which is jointly owned in a 50 50 split between the two forming company s parent banks, Calyon and Soci t G n rale . Category Cr dit Agricole Category Companies based in Chicago, Illinois US finance company stub france company stub ... more details
Financial commons refers to an experimental methodology whereby an alternative currency is given freely in the form of a basic income to preserve a common resource, until the currency is exhausted once an exchange is no longer required to preserve its use, after productive output exceeds demand, surfacing a free use commons or free access to a resource without exchange currency. ref Nathan Cravens. Alternative Currency to Transform Financial Capital into Financial Commons into Free Use Commons. October 2009. http groups.google.com group openmanufacturing browse thread thread 4b806404154a512d . ref See also financial capital banking capital economics capital capital market Capitalism finance financialization Five Capitals funding money supply list of finance topics list of accounting topics spiritual capital references Category Financial terminology Category Free economy ... more details
Refimprove date October 2007 Accounting Financial accountancy or financial accounting is the field of accountancy concerned with the preparation of financial statements for decision makers, such as Shareholder ..., and other stakeholders. Financial capital maintenance can be measured in either nominal monetary ... 07 04nd.pdf Framework, Par 104 a ref The fundamental need for financial accounting is to reduce ... to interested users. Financial accountancy is used to prepare accounting information for people outside ... provides accounting information to help managers make decisions to manage the business. In short, financial accounting is the process of summarizing financial data taken from an organization s accounting ... outside the organization. Financial accountancy is governed by both local and international accounting standards. Basic accounting concepts Financial accountants produce financial statements based on generally accepted accounting principles of a respective country. In particular cases financial statements must be prepared according to the International Financial Reporting Standards . Financial accounting serves the following purposes producing general purpose financial statements producing information ... producing financial statements for meeting regulatory requirements. Graphic definition The accounting equation Asset s Liability financial accounting Liabilities Ownership equity Owners Equity and financial statements are the main topics of financial accounting. The trial balance which is usually prepared using the double entry accounting system forms the basis for preparing the financial ... Generally Accepted Accounting Practice UK SSAP , FRS, IFRS . Financial statements display the income ... Ownership equity Owners Equity Cr Liability financial accounting Liabilities . . . Cr Retained Earnings ... qualifications cover the field of financial accountancy, including Certified Public Accountant CPA ... public company financial statements Management accounting , the other main division of accounting ... more details
Merge to financial exclusion date May 2010 Financial inclusion or inclusive financing is the delivery of financial services at affordable costs to sections of disadvantaged and low income segments of society ... of this public policy. The term financial inclusion has gained importance since the early 2000s, and is a result of findings about financial exclusion and its direct correlation to poverty. Financial inclusion is now a common objective for many central banks among the developing nations. Financial ... poor people in the world still lack access to sustainable financial services, whether it is savings ... people from full participation in the financial sector. Together, we can and must build inclusive financial sectors that help people improve their lives. According to the United Nations the main ... to the range of financial services for which they are bankable, including savings, short and long ... regulation where required Financial and institutional sustainability as a means of providing access to financial services over time Multiple providers of financial services, wherever feasible ... any number of combinations of sound private, non profit and public providers . Financial Inclusion Taskforce, UK The United Kingdom was one of the first countries to realize the importance of financial inclusion. It published its strategy of financial inclusion in its report Promoting Financial Inclusion which was published alongside the Pre Budget Report of 2004. The UK government also set up the Financial Inclusion Fund of 120 m to help bring about financial inclusion. The Financial Inclusion Taskforce was formally launched on 21 February 2005 to monitor progress on financial inclusion and to make suitable recommendations. The Alliance for Financial Inclusion Formed in 2009 with funding from the Gates Foundation , the Alliance for Financial Inclusion is made up of regulatory institutions ... banking central banks financial regulators sign declaration on financial inclusion ref a set of common ... more details
unreferenced date April 2008 The Financial Post was an English Canada Canadian business newspaper, which published from 1907 to 1998. In 1998, the publication was folded into the new National Post , although the name Financial Post has been retained as the banner for that paper s business section and also lives on in the Post nowiki nowiki s monthly business magazine, Financial Post Business. The Financial Post was first published in 1907 by John Bayne Maclean . It was a weekly publication, and one of the core assets of Maclean s media business, which eventually became Maclean Hunter . The paper was purchased by Sun Media in 1987, and expanded into a daily tabloid newspaper the following year. In 1997, Sun Media sold the Financial Post to Hollinger Inc. Hollinger , whose CEO Conrad Black had been seeking a way to establish a national newspaper. Sun Media acquired the Kitchener Waterloo Record , the Guelph Mercury , the Hamilton Spectator and the Cambridge Reporter from Hollinger in exchange, but has since sold all four papers. The Hollinger transaction was finalized in July 1998, and the National Post debuted in October of that year. The Financial Post retains a loyal audience of English business readers in Canada, offering coverage similar to the Report on Business by The Globe and Mail . Though there has been frequent speculation that the Financial Post would be merged into the business sections of the regional newspapers owned by the National Post nowiki nowiki s parent, Postmedia ... newspapers through the Postmedia News Service. The Financial Post publishes several popular editorial features throughout the year, including the annual competition Financial Post s Ten Best Companies ... of the Financial Post from 1987 to 1991. Diane Francis was the paper s last editor prior to the launch of the National Post . External links http www.financialpost.com Financial Post Postmedia Category ... newspaper stub fr Financial Post ... more details
A Financial Guard is the name of some civilian or military police forces responsible for enforcing financial laws such as taxation or customs. It may refer to Guardia di Finanza , an Italian police force under the authority of the Minister of Economy and Finance Financial Guard Romania , a control agency, subordinated to the Romanian Ministry of Economy and Finance Guarda Fiscal , a former Portuguese special military force, under the authority of the Ministry of Finance disambig ... more details
Unreferenced date December 2009 Orphan date February 2009 Financial deepening is a term used often by economic development experts. It refers to the increased provision of financial services with a wider choice of services geared to all levels of society. It also refers to the macro effects of financial deepening on the larger economy. Financial deepening generally means an increased ratio of money supply to GDP or some price index. It refers to liquid money. The more liquid money is available in an economy, the more opportunities exist for continued growth. It can also play an important role in reducing risk and vulnerability for disadvantaged groups, and increasing the ability of individuals and households to access basic services like health and education, thus having a more direct impact on poverty reduction . References reflist cite book last Shaw first Edward title Financial Deepening in Economic Development year 1973 publisher Oxford University Press DEFAULTSORT Financial Deepening Category Economic development ... more details
Finance sidebar In financial economics , a financial institution is an institution that provides financial services for its clients or members. Probably the most important financial service provided by financial institutions is acting as Financial intermediary financial intermediaries . Most financial institutions are Financial regulation regulated by the government . Broadly speaking, there are three major types of financial institutions ref cite book last Siklos first Pierre authorlink coauthors title Money, Banking, and Financial Institutions Canada in the Global Environment publisher McGraw ... investment scheme investment funds . Function Financial institutions provide service as intermediaries of financial markets. They are responsible for transferring funds from investors to companies in need of those funds. Financial institutions facilitate the flow of money through the economy. To do ... in Financial Institutions, which must hold deposit accounts liabilities to fuel the issuance of loans ... of equity the return required by shareholders to make the decision to invest in a financial ... Standing Settlement Instructions SSIs are the agreements between two financial institutions ... Financial regulation Financial institutions in most countries operate in a heavily regulated environment .... Some countries have one consolidated agency that regulates all financial institutions while others ... are the Federal Financial Institutions Examination Council FFIEC , Office of the Comptroller of the Currency ... often regulate and charter financial institutions. Countries that have one consolidated financial regulator include United Kingdom with the Financial Services Authority , Norway with the Financial Supervisory ... Bank of Russia . See also List of financial regulatory authorities by country . See also International financial institutions Bank Credit union Financial economics Savings and loan association Consumer Credit Act 1974 UK law Non bank financial institution References reflist External links http www.cfr.org ... more details
Unreferenced date March 2007 Financial Privacy is a blanket term for a multitude of privacy issues Financial Institution s ensuring that their customers information remains private to those outside the institution. Issues include the Patriot Act , and other debates of privacy vs. security. The term is also used to describe the issue of financial institutions selling customer information to other companies so that those companies may use that for marketing , and especially telemarketing purposes. This issue however is mixed with the issue of financial institutions sharing information within themselves, which could be considered sharing information between companies or affiliate sharing since a financial institution is not allowed to be one company for regulatory reasons, but instead must assume a holding company structure. This sense of the word has been the main issue debated in the United ... banking system, to others who support enhancing the power of the government to find financial ... of the telemarketers leads financial institutions selling things like balances and transaction information to telemarketers. Financial services companies, those that offer both banking, insurance ... on by smaller financial institutions who simply focused on one type of product or business. The reason ... company. By putting forth legislation which forbids financial institutions from sharing information with other companies, single product line financial institutions could cripple integrated financial ... had to be operated under separate company affiliates within a holding company. Most financial services companies claim that they never had sold information to non financial services companies. Some critics of financial institutions agreed with this analysis but continued to press for the legislation because they believed that the financial services integrated business model was fundamentally ... to outside telemarketers. See also Bank secrecy Right to Financial Privacy Act Financial cryptography ... more details
Financial secretary is an Administration business administrative and executive government executive government position within the governance of a State polity State , corporation , Private company private or public organization , small group or other body with financial assets. A financial secretary oversees policy concerning the flow of financial resources like money in and out of an organization. The officer sometimes determines policy concerning the purchase or sale of goods and services, collection of dues and employment . The officer implements policy with the cooperation of other executives. Financial Secretary can also be the title of a cabinet member in a number of former and current British dependencies. This is the case in Hong Kong see Financial Secretary Hong Kong , Jamaica, Montserrat, Saint Helena, etc. In the United Kingdom, the Financial Secretary to the Treasury is a junior minister position but the office holder attends the meetings of the cabinet. fact span In some municipal and state government s, a financial secretary is an appointed or elected public official. date April 2011 Bibliography SABINO, Rosimeri F. ROCHA, Fabio G. Secretariado do escriba ao web writer. Rio de Janeiro Brazil Brasport, 2004. Revista Excel ncia. FENASSEC. Trimestral. Brazil. Category Management occupations Category Office and administrative support occupations econ stub sk Finan n tajomn k zh ... more details
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