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Encyclopedia results for State Insurance

State Insurance





Encyclopedia results for State Insurance

  1. State Insurance

    State Insurance is an insurance insurance company based in New Zealand . As of 2011 State serves as a brand of IAG IAG New Zealand Limited , a subsidiary of Insurance Australia Group . History State Insurance was formerly known as the State Insurance Office. Previously it had been known as the State Fire and Accident Office. The State Insurance Act 1990 repealed the State Insurance Act 1963 and created State Insurance as a State Owned Enterprises of New Zealand State Owned Enterprise . References reflist http www.state.co.nz State Insurance at www.state.co.nz Category Companies of New Zealand Category Government owned companies of New Zealand NZ company stub insurance company stub ...   more details



  1. State Mutual Insurance Company

    State Mutual Insurance Company is a mutual insurance company located in Rome, Georgia Rome , Georgia U.S. state Georgia , and currently specializing in the sale of Medigap Medicare Supplement Insurance ..., their goal was to sell 1,000,000 worth of insurance policies in order to save a company and the jobs held there. In three weeks, the 113 new agents sold 1,431,000 of new life insurance policies. These new policies and those that were managed by the state insurance commissioner were combined to form State Mutual Insurance Company. ref cite web first State Mutual Insurance title History url http statemutualinsurance.com history work State Mutual Insurance Website publisher State Mutual Insurance accessdate 03 01 11 ref When State Mutual Insurance Company was formed, it was originally chartered ... a company without stockholders. In 1982, the company was re chartered in Georgia. About State Mutual Insurance State Mutual Insurance is a Mutual insurance Mutual Insurance company, so it is owned by its policyholders, not stockholders. Company decisions are made on behalf of the policyholders. State Mutual Insurance conducts business in 41 states including the District of Columbia . Company growth Throughout the 1980s, State Mutual absorbed six other life insurance companies and maintained policyholders and agents in over 30 states. State Mutual also purchased a Savings and loan association Savings and Loan , which was refurbished and then sold. In the 1990s, State Mutual Insurance Company ... Supplement policyholders. ref cite web title About State Mutual Insurance url http statemutualinsurance.com about work State Mutual Insurance Website publisher State Mutual Insurance accessdate 03 02 ... applications, and receive proof of their policies immediately. State Mutual Insurance Company maintains ... Insurance companies of the United States Category Companies based in Georgia U.S. state ... temporary licenses to act as insurance agents. ref cite web title OCGA Insurance DIgest url http ...   more details



  1. State Farm Insurance

    Infobox company name State Farm Insurance logo Image New State Farm Logo.png 320px type Mutual insurance ... about companie.asp title State Farm Companies publisher State Farm Mutual Automobile Insurance Company ... facts about State Farm publisher State Farm Mutual Automobile Insurance Company accessdate 2008 05 ... 10199.html title State Farm Insurance Cos. work Fortune Global 500 , 2007 date 2007 07 23 accessdate ... parent divisions Insurance mutual funds State Farm Bank subsid see Companies Companies below ... footnotes intl Image Bloomington Il State Farm Bldg1.JPG thumb State Farm Insurance Fire Building in downtown Bloomington, Illinois. Expert verify date September 2010 State Farm Insurance is a group ... in Canada. The group s main business is State Farm Mutual Automobile Insurance Company , a mutual insurance ... to the Fortune Global 500 , State Farm is also the world s largest mutual P&C property insurance property & casualty insurance firm. ref name g500 2007 In October 2008, State Farm Insurance Companies ... by the Toronto Star newspaper. ref Cite web url http www.eluta.ca top employer state farm insurance ... and life insurance, in addition to banking and financial services. State Farm s jingle ... farm insurance jin 49264 Weezer cover of State Farm jingle ref As of December 2008 State Farm had 67,000 ... and chief executive officer CEO of State Farm Mutual Automobile Insurance Company, ref name fastfact ... Life Insurance Company, and other principal State Farm affiliates. citation needed date September 2010 On March 1, 2007, State Farm Mutual Automobile Insurance Company announced it will pay 1.25 billion ... Contemporizes Its Brand Logo ref Companies State Farm Mutual Automobile Insurance Company is the parent ... Fire and Casualty Company State Farm Life Insurance Company State Farm Life and Accident Assurance Company small New York state NY Connecticut CT Wisconsin WI small State Farm County Mutual Insurance Company of Texas small Texas TX auto small State Farm Mutual Insurance Company of Texas small Texas ...   more details



  1. State Compensation Insurance Fund

    and management of a state compensation insurance fund... State Fund has over 22 1,000,000,000 number billion in assets and employs approximately 7,500 people the number varies based on State ... left the market. In keeping with its mission, State Fund has an open door policy writing insurance for California businesses who need workers compensation insurance. State Fund insures approximately one in five businesses in California. State Fund also serves as a third party administrator claims adjuster adjusting claims for almost all of the state agencies. California is one of 21 states with a competitive state fund in the workers compensation insurance market. ref http www.aascif.org public 1.1.3 types.htm AASCIF explanation of types of state funds . ref Several state funds serve as insurers ... workers compensation insurance and only in their home state. As part of a continuing cost cutting ...File 333 Bush St., SF front from street level 2.JPG thumb right 150px State Fund s current San Francisco home office at 333 Bush Street File SCIF Headquarters.jpg thumb right 150px State Fund s former San Francisco home office File LA State Compensation Insurance Fund.jpg thumb right 150px State Fund s Los Angeles branch office The State Compensation Insurance Fund State Fund is a workers compensation insurer that was created as a State owned enterprise public enterprise fund by the U.S. state of California , and today has partial autonomy from the rest of the Government of California state government . It is required by state law to maintain its headquarters in San Francisco, California San Francisco , but has regional offices all over the state. State Fund was created by the Boynton Act of 1913 ... Constitution by initiative to guarantee the constitutionality of the state workers compensation system. State Fund s constitutional basis is found at Article 14, Section 4 of the state constitution cquote ... out private companies, they operate as non profits and return surplus money to Insurance contract ...   more details



  1. State Disability Insurance

    California State Disability Insurance SDI or CASDI is a statutory state regulated and state audited State disability benefits state disability program of the State of California for short term disability income replacement. The program has been in effect since 1946. Costs The costs of the program are covered by contributions to the State Fund in the form of SDI tax paid by employees, optionally by employers. Employee contributions to the state fund are deductible as state taxes ref http www.irs.gov publications p17 ch22.html d0e50062 IRS Publication 17 ref . The contribution rate for 2012 is 1.0 . The taxable wage limit is 95,585 for each employee per calendar year, so the maximum to withhold for each employee is 955.85. ref http www.edd.ca.gov payroll taxes State Disability Insurance Tax.htm Last retrieved 12 06 2011 ref The contribution rate for 2011 was 1.2 . The taxable wage limit was 93,316 for each employee per calendar year, so the maximum to withhold for each employee was 1,119.79. ref http www.edd.ca.gov pdf pub ctr de8829.pdf 2011 Household Employer s Guide, page 9 ref The contribution rate for 2010 was 1.1 . The taxable wage limit was 93,316 for each employee per calendar year, so the maximum to withhold for each employee was 1,026.48. The contribution rate for 2009 was 1.1 . The taxable wage limit was 90,669 for each employee per calendar year, so the maximum to withhold ... A because it is a considered a state income tax. Family Temporary Disability Insurance In 2002, California enacted the Paid Family Leave California Paid Family Leave PFL insurance program, also known as the Family Temporary Disability Insurance FTDI program, which extends unemployment disability ... or bond with a new child. See also United States state disability state disability programs Paid family ... Program http www.edd.ca.gov fleclaimdi.htm How to file a Claim for Disability Insurance http www.edd.ca.gov ... California law Category Insurance in the United States California poli stub econ stub ...   more details



  1. Employees' State Insurance

    File Employee State Insurance Corporation Logo.png right thumb ESI Corporation s Logo Employees State Insurance scheme ESI , Hindi is a self financing social security and health insurance scheme for India Indian workers. For all regular employees earning less than INR 15,000 per month salary, the employers and employees contribute a fixed percentage of the salary. This fund is managed by the ESI Corporation , which oversees the provision of medical and other benefits to the employees, through its large network of dispensaries and hospitals throughout India. ESI was started in India in 1948, initially for factory workers. ref name ccs cite web url http www.ccsindia.org ccsindia interns2003 chap6.pdf title Employee State Insurance For a handful of contribution, a bagful of benefits accessdate 2011 02 23 ref rp 1 It now provides social security to employees from all industries, covering 12.5 million employees working with about 400,000 employers. Total beneficiaries as of 2008 09 are above 50 million. ref name rep0809 cite web url http esic.nic.in CIRCULARS AR0809.pdf title Annual Report 2008 2009 publisher Employees State Insurance Corporation accessdate 2011 02 23 ref rp 13 ref name hindu cite news url http www.hindu.com 2009 10 28 stories 2009102856710600.htm title ESI plans 11 medical colleges publisher The Hindu accessdate 2011 02 23 location Chennai, India date 2009 10 28 ref The employees registered under the scheme are entitled to medical treatment for themselves and their dependants, Unemployment benefits unemployment cash benefit in certain contingencies ... Office http www.ccsindia.org ccsindia interns2003 chap6.pdf Employee State Insurance For a handful of contribution, a bagful of benefits Category Health insurance in India Category Healthcare in India ... ESI Hospitals and 42 Hospital annexes a total of 19387 beds. In addition, several state government ..., IAS Financial Commissioner Shri Rajiv Dutt, IRAS Medical Commissioner Dr. J. N. Mahanty Insurance ...   more details



  1. State Insurance Building

    For the building with the same name in Liverpool , England, see State Insurance Building, Liverpool Infobox building name State Insurance Tower native name image BNZ Tower.jpg caption State Insurance Tower at 1 Willis Street former names BNZ Centre building type Office architectural style Structural Expressionism structural system Steel moment frame location 1 Willis Street, Wellington New Zealand Wellington , New Zealand owner AMP NZ office trust current tenants landlord coordinates coord 41.286741 174.776393 start date 1973 completion date 1984 demolition date height 103 m 338 ft diameter other dimensions floor count 30 3 below ground, 26 above floor area 26,892 m net lettable main contractor architect Stephenson & Turner Architects structural engineer Brickell, Moss, Rankine & Hill services engineer civil engineer other designers quantity surveyor awards The State Insurance Building is a skyscraper at 1 Willis Street in Wellington , New Zealand , formerly named the BNZ Centre . At the time of its completion in 1984, it was the tallest building in New Zealand , overtaking the 87m Quay Tower in Auckland. It is notable for its strong, square, black form, in late International style architecture International Style modernism, and for a trade dispute which delayed the construction by a decade. It remained the tallest building in New Zealand until 1986, and is currently the second tallest building in Wellington, New Zealand Wellington . History BNZ Bank of New Zealand began purchasing land for the building in 1969. ref name Huggins cite journal last Huggins first John title BNZ Building Wellington as symbol and architecture journal Architecture New Zealand issue 5 pages 11 year ... in late 1984. ref name SAT After the BNZ moved its head office to Auckland in 1998, State Insurance purchased the naming rights to the building, renaming it the State Insurance Tower. Design The State Insurance Tower is a 26 storey tower with a square podium. It is supported by a steel frame, and clad ...   more details



  1. State Insurance Building, Liverpool

    bays . ref name nhl NHLE num 1068277 desc State Insurance Building accessdate 21  August 2011 ... and third floors is a panel inscribed with the word Insurance . Above the top storey is a gable ...   more details



  1. State Accident Insurance Fund

    The State Accident Insurance Fund Corporation SAIF is a not for profit, state chartered workers compensation insurance company in the U.S. state of Oregon . It provides workers compensation insurance for Oregon employers. SAIF was created in 1914 by the Oregon Legislative Assembly as a state agency, and in 1980 became United States America s first public corporation specializing in workers compensation insurance. SAIF s practices have been the subject of some scrutiny and controversy in recent years. SAIF does not pay state income tax , which gives it the ability to price its policies more aggressively than it otherwise might, and take large profits as well. Private competitor Liberty Northwest, a subsidiary of Liberty Mutual , is the state s second largest provider of workers compensation insurance it has been openly critical of the laws regulating SAIF for some time. ref cite news title Insurers Seek Taxes on Firm Owned by State first Rob last Eure work The Wall Street Journal date May 24, 2000 url http 0 proquest.umi.com.catalog.multcolib.org pqdweb?did 54096256&sid 2&Fmt 3&clientId 11892&RQT 309&VName PQD ref In 2004, voters rejected a Oregon Ballot Measure 38 2004 ballot measure that would have abolished SAIF. The measure was defeated with 61 of the vote, but public debate over its management continued. ref cite news title ELECTION 2004 SAIF escapes measure, but not spotlight first Janie last Har work The Oregonian date November 4, 2004 url http docs.newsbank.com openurl?ctx ver z39.88 2004&rft id info sid iw.newsbank.com NewsBank ORGB&rft val format info ofi fmt kev mtx ctx&rft dat 1062E47BE537A4B8&svc dat InfoWeb aggregated4&req dat 8CE642B8CA5C4083BE84A2539D6E1A73 ref In 2005, Oregon State Senate state senator Vicki Walker publicly questioned whether SAIF s cost savings was coming at the expense of denying legitimate claims. ref cite news title Sing it again, SAIF ... 6&Fmt 3&clientId 11892&RQT 309&VName PQD Category Insurance companies of the United States ...   more details



  1. New York State Insurance Department

    The New York State Insurance Department NYSID was the former State agency responsible for supervising and regulating all insurance business in New York State . ref name history History, About Us, New York State Department of Financial Services, retrieved on March 5, 2012, at http www.dfs.ny.gov about history.htm New York State Department of Financial Services website ref It was regarded in the industry as one of the most state of the art insurance regulatory agencies. Effective October 3, 2011, Governor Andrew M. Cuomo and the New York State Legislature consolidated the New York State Insurance Department and the New York State Banking Department and created the New York State Department of Financial ... Until 1849, insurance companies doing business in New York State were chartered by special acts of the New York State Legislature . ref name history In 1849, the Legislature passed a law requiring prospective insurance companies to file incorporation papers with the New York Secretary of State . ref name history The law also vested regulatory power over insurance companies with the New York State Comptroller State Comptroller , who was authorized to require the companies to submit annual financial ... not remain secure. In 1859, the New York State Legislature created the New York State Insurance Department, and assumed the functions of the Comptroller and Secretary of State relating to insurance ... was the first life insurer to be authorized by the newly formed New York State Insurance Department ..., because different state requirements led to confusion in the insurance industry, New York State Superintendent ... arbitrarily dropping an individual s health insurance coverage. ref name history The New York State ... state to recognize the importance of segregating multiple lines insurance from financial guaranty ... state to establish an Insurance Emergency Operations Center IEOC , which was designed to accelerate ... York State Insurance Department and the New York State Banking Department and created the New York ...   more details



  1. Garden State Life Insurance Company

    primary sources date March 2011 unreferenced date March 2011 Infobox company company name Garden State Life Insurance Company company logo company type Subsidiary Wholly Owned Subsidiary of American National Insurance Company company slogan foundation 1956 location League City, Texas , United States US key people Scott Luchesi , President & CEO num employees 50 industry Finance and Insurance products Financial Services homepage http www.gardenstatelife.com www.gardenstatelife.com revenue Garden State Life Insurance Company is a small direct life insurance company located in League City, Texas . It is a subsidiary wholly owned subsidiary of the Galveston, Texas based American National Insurance Company . The company celebrated its 50 year anniversary in 2006, but has not been located in New Jersey , nicknamed the garden state , in many years. The company was previously a subsidiary of GEICO but was bought by American National in the early 1990s and moved from Maryland to Texas . Garden State Life has made a name for itself over the years by featuring personalities Barry Van Dyke son of Dick Van Dyke , Mickey Rooney and his wife Jan, and most recently Meredith Baxter in its television commercials. It has also been featured in the United States Postal Service change of address packet since 1998. External links http www.gardenstatelife.com Garden State Life Insurance Company Category Insurance companies of the United States Category League City, Texas Category Life insurance companies Category Companies based in Texas insurance company stub ...   more details



  1. Home State Life Insurance Company

    Home State Life Insurance Company was an Oklahoma insurance company that operated from 1929 to 1958, when it became part of the AIG American General American General Life Insurance Company . ref https apps.tdi.state.tx.us pcci pcci show profile.jsp?tdiNum 02820 ref ref http www.tshaonline.org handbook online articles AA dja2.html ref The Home State Life Insurance Company was founded in 1929 by Joe D. Morris as an insurance and investment enterprise. It grew to become one of the largest such firms serving Oklahoma City . In 1945 Morris acquired the former India Temple Shrine Building, now known as the Journal Record Building , which he remodeled to serve as the company s offices. ref name nomform Bob L. Blackburn, http www.ocgi.okstate.edu shpo nhrpdfs 80003286.pdf India Temple Shrine Building or Law Journal Record Building National Register of Historic Places Nomination Form , Oklahoma County Historical Society, August 14, 1979 ref References reflist Category American International Group Category Companies based in Oklahoma City, Oklahoma Category Companies established in 1929 Category Companies disestablished in 1958 Category Insurance companies of the United States ...   more details



  1. Golden State Mutual Life Insurance Company

    Golden State Mutual Life Insurance Company , the largest black owned insurance company in the western ... life insurance. Unable to afford an attorney, Nickerson studied law to determine the state s requirements to form a corporation to accommodate this need. He partnered with fellow insurance salesman Norman O. Houston and businessman George A. Beavers, Jr. to secure 500 pre paid life insurance applications ... archiveurl archivedate ref ref On July 23, 1925 they opened as the Golden State Guarantee Fund Insurance ... and a surplus of over 16,000. Within three years Golden State Insurance had over 100 employees ... American design and labor, they built the two story Golden State Mutual Life Insurance Building ... was changed to Golden State Mutual Life Insurance Company in 1931, and by the end of the 1930s, assets ... editor1 link date March 26, 1970 year month title Son takes retiring dad s golden state insurance post ... State Mutual was struggling to maintain profitability. On September 20, 2009, California Insurance ... Life Insurance Company. Golden State Mutual was also forced to sell its art collection which was valued ... Golden State Mutual Life Insurance Company. John N. Ingham and Lynne B. Feldman. African American ...Infobox Company name Golden State Mutual Life logo type genre foundation Los Angeles, California on July ... people industry Insurance products services revenue operating income net income num employees parent ..., when William Nickerson, Jr. , an insurance salesman and publisher from Texas, arrived in Los Angeles ... editor1 last editor1 link others title An Economic Detour A History of Insurance in the Lives of American ... George Beavers Jr. insurance firm founder author first Burt A. last Folkart authorlink authorlink2 ... Golden State Mutual had offices in 14 states with over 4 billion in policies. As a major institution within the black community, representatives of Golden State Mutual were active in the civil rights ... State Mutual opened a new office at West 1999 Adams Boulevard in Los Angeles, which was designed ...   more details



  1. Puerto Rico State Insurance Fund Corporation

    Multiple issues wikify July 2010 unreferenced July 2010 refimprove July 2010 The Puerto Rico State Insurance Fund Corporation is a public corporation created in the 1940s as the Fondo del Seguro del Estado to provide workmens compensation in Puerto Rico. It is headed by a Board of Directors appointed by the Governor of Puerto Rico and subject to the advice and consent of the Senate of Puerto Rico . The corporation holds a monopoly on workmen s compensation in Puerto Rico, and no private insurance company is allowed to offer workmen s comp, while all employers are required by law to insure their employees with the corporation at the rates and premiums set by its Board of Directors. Portal Puerto Rico Category Government of Puerto Rico PuertoRico stub ...   more details



  1. Golden State Mutual Life Insurance Building

    Infobox nrhp name Golden State Mutual Life Insurance Building nrhp type image Golden State Mutual Life Insurance Building, Los Angeles.JPG caption Golden State Mutual Life Insurance Building, 2008 location 4261 S. Central Ave., South Los Angeles, Los Angeles, California lat degrees 34 lat minutes 0 lat seconds 23 lat direction N long degrees 118 long minutes 15 long seconds 21 long direction W locmapin California area built 1928 architect Garrott, James H. Blodgett, Louis architecture Mission Spanish Revival added June 26, 1998 governing body Private refnum 98000712 ref name nris NRISref 2008a ref designated other1 name L.A. Historic Cultural Monument designated other1 date June 29, 1993 ref name LAHCM list cite web author Department of City Planning title Designated Historic Cultural Monuments publisher City of Los Angeles url http www.preservation.lacity.org monuments accessdate 2010 06 15 do not link to the PDF, it goes dead on every update ref designated other1 abbr LAHCM designated other1 color ffc94b designated other1 number 580 The Golden State Mutual Life Insurance Building was built in 1928 and for many years housed one of the city s most successful African American owned businesses, the Golden State Mutual Life Insurance Company . The building was designed by James H. Garrott and Louis Blodgett in the Mission Revival style. It is located in the heart of the city s Central Avenue Los Angeles Central Avenue commercial district that was a center of the jazz world in the 1930s and 1940s. The noted Dunbar Hotel is located on the next block to the north. The structure was later converted into a child development center known as the Dunbar Child Development Center. In 1998, the building was listed on the National Register of Historic Places . See also List of Registered ... art news save woodruff alston murals golden state life insurance.html Save the Golden State Mutual ... in 1928 Category Office buildings in Los Angeles, California Category Insurance company headquarters ...   more details



  1. State Children's Health Insurance Program

    File US DeptOfHHS Logo.svg right 180px The State Children s Health Insurance Program SCHIP later known more simply as the Children s Health Insurance Program CHIP ref cite web url http www.medicaid.gov Medicaid CHIP Program Information By Topics Childrens Health Insurance Program CHIP Childrens Health Insurance Program CHIP.html title Children s Health Insurance Program publisher United States Department ... medicaid upload 7635.pdf title President s FY 2008 Budget and the State Children s Health Insurance ... title The State Children s Health Insurance Program publisher Congressional Budget Office date 2007 ... insurance to families with children. ref Sultz, H., & Young, K. Health Care USA Understanding its ... was the largest expansion of taxpayer funded health insurance coverage for children in the U.S. since ... year 2006, and every state, except Arizona http www.medpagetoday.com PublicHealthPolicy PublicHealth ... care, and would steer the program away from its core purpose of providing insurance for poor children ... signed the Children s Health Insurance Reauthorization Act of 2009 , expanding the healthcare program ... 01 23 ref Kennedy was intrigued by a children s health insurance plan in Massachusetts that had passed in 1996, and met with a Boston Medical Center pediatrics director and a Massachusetts state legislator ... and decided expanding health care insurance to children who had none was the one to advance ... 2008 03 24 ref The new initiative was proposed at Bill Clinton s January 1997 State of the Union ...?res 9D06E0D7173BF932A15756C0A961958260 title Child Insurance Bill Opposed As Threat to Cigarette ... members of Congress and asked that they kill the children s health insurance provision when it came ... Both Bill and Hillary Clinton argued for including the children s health insurance in subsequent legislation .... State administration Like Medicaid, SCHIP is a partnership between federal and state governments. The programs ... Insurance Outreach date 1999 02 23 accessdate 2008 03 19 ref the campaign would fall under the aegis ...   more details



  1. Insurance

    States, regulation of the insurance industry primary resides with individual US state state insurance departments. The current state insurance regulatory framework has its roots in the 19th century .... ref name NAIC Whereas insurance markets have become centralized nationally and internationally, state ... of Insurance Commissioners . In recent years, some have called for a dual state and federal ...About risk management Insurance blackjack Blackjack Insurance Blackjack Insurance run baseball Baseball Insurance run Insurance run Insurance is a form of risk management primarily used to Hedge finance hedge against the risk of a contingent, uncertainty uncertain loss. Insurance is defined as the equitable ... is a company selling the insurance the insured, or policyholder, is the person or entity buying the insurance policy. The amount to be charged for a certain amount of insurance coverage is called ... receives a contract , called the insurance policy , which details the conditions and circumstances ... Insurance involves pooling resource management pooling funds from many insured entities known as exposures ... risk . Insurance is a commercial enterprise and a major part of the financial services industry, but individual entities can also self insurance self insure through saving money for possible ... or Not to Insure? An Insurance Puzzle . The Geneva Papers on Risk and Insurance Theory . ref Insurability ... characteristics ref This discussion is adapted from Mehr and Camack Principles of Insurance , 6th edition, 1976, pp 34 37. ref Large number of similar exposure units Since insurance operates through pooling resources, the majority of insurance policies are provided for individual members of large classes ... person on a life insurance policy. Fire , Traffic collision automobile accidents , and worker ..., or at least outside the control of the beneficiary of the insurance. The loss should be pure, in the sense ... of the insured. Insurance premiums need to cover both the expected cost of losses, plus ...   more details



  1. Florida State Treasurer/Insurance Commissioner/Fire Marshal

    The Treasurer Insurance Commissioner Fire Marshal commonly referred to as State Treasurer is a former statewide constitutional officer of Florida . The office was abolished following the Florida Cabinet reforms of 1998 which took effect in 2003. A statewide office, with a seat in the Cabinet, the official handled the duties of the State Treasurer , Insurance commissioner Commissioner of Insurance , and Fire Marshal . These duties included payroll, pensions, tax collection, state finances, insurance regulation, and the investigation of fires. The most visible responsibility of the officeholder was as Insurance Commissioner. Following the Cabinet reform, the office was merged with that of the Florida Comptroller state Comptroller to create the new office of Chief Financial Officer of Florida , which oversees the Florida Department of Financial Services . The new department contains many of the functions of the previous offices, but has less direct control over insurance regulation than the previous office did. This was done to lessen the control of one person over financial services regulation in the state. Tom Gallagher was the last Treasurer Insurance Commissioner Fire Marshal and the first CFO. Other persons who held the office included U.S. Senator Bill Nelson and William D. Gunter, Jr. History Below is a list of past officeholders ref http www.floridamemory.com Collections governors treasurer.cfm ref class wikitable style text align center Picture colspan 2 Office Holder Term ... January 28, 1965 January 5, 1971 Title changed to Treasurer and Insurance Commissioner in 1969 ... Gunter William D. Bill Gunter Jr November 9, 1976 January 3, 1989 Title changed to Treasurer and Insurance ... Nelson and served as a the last State Treasurer. Ran unopposed in 2003 for the newly created Chief ... of Florida Category State cabinet secretaries of Florida Category State Treasurers of Florida Category State treasurers of the United States ...   more details



  1. Insurance commissioner

    York State Insurance Department North Carolina Wayne Goodwin , North Carolina Commissioner of Insurance ... edit Category State insurance commissioners of the United States Job stub ...cleanup date September 2009 Refimprove date July 2011 Insurance commissioner or commissioner of insurance is an Executive government executive office in many U.S. state s, some in the state Cabinet government cabinet . The office differs state by state In some states insurance commissioner is a constitutional office established by state constitution in other states the office was created by State law state statute In some states the insurance commissioner is an elected official in other states they are appointed by the state governor In some states the insurance department or division is autonomous in other states such a department is part of a larger body. The National Association of Insurance Commissioners NAIC is a professional association for these individuals. List of insurance commissioners Alabama Jim L. Ridling , Alabama Commissioner of Insurance , Alabama Department of Insurance ref http www.insurereinsure.com BlogHome.aspx?entry 948 ref Alaska Division of Insurance Director Alaska Division of Insurance Arizona Director of Insurance Arizona Department of Insurance Arkansas Insurance Commissioner Arkansas Insurance Department California Steve Poizner , California Insurance Commissioner , California Department of Insurance Colorado Insurance Commissioner Colorado Division of Insurance Connecticut Insurance Commissioner Connecticut Insurance Department Delaware Insurance Commissioner Delaware Department of Insurance Florida Jeff Atwater , Chief Financial Officer of Florida Florida Department of Financial Services Georgia U.S. state Georgia Ralph Hudgens , Georgia Insurance and Safety Fire Commissioner Hawaii Insurance Commissioner a functional area of the Hawaii Department of Commerce and Consumers Affairs Idaho Department of Insurance Director Idaho Department of Insurance ...   more details



  1. Insurance in Pakistan

    Insurance in Pakistan is regulated under the Insurance Ordinance, 2000. ref http docs.google.com viewer?a v&q cache 2kgccs9gjR0J www.secp.gov.pk annualreport 2000 regulationInsurance.pdf 22Insurance in Pakistan 22&hl en&pid bl&srcid ADGEESjuR2Aokhvy CPPKzhedOABvkjk3mHg5Lg5DrSBQJ51uO9ythiwshzg1GHah4uq0TfXs3dQJq7y9EpfF9eb02VHshbM0sMnyDjEqRLgxddca254YygCcdWoOdFn4mTe9O5NthNq&sig AHIEtbQyFfJTqMLoty6NoKV4J4fs2FPzfQ REGULATION OF INSURANCE ref In the past few years, it has transformed into a developing and fastly growing market that is generally divided into three components life insurance ref http www.allinsurancesinfo.com insurance info life insurance sector in pakistan Life Insurance Sector in Pakistan ref , general insurance and health insurance . The Government of Pakistan established the Department of Insurance in April 1948 as a department of the Ministry of Commerce Pakistan Ministry of Commerce the aim of this department is to take care of affairs related to the insurance industry. Out of the 54 that Pakistan s service sector contributes to the national GDP, insurance, along with transport, storage, communications and finance occupy 24 of the sector. Companies List of notable insurance companies in Pakistan Beema Pakistan Company EFU Life NRSP Microfinance Bank State Life Universal Insurance company Limited References reflist Economy of Pakistan Category Insurance in Pakistan Pakistan stub ...   more details



  1. Casualty insurance

    insurance policy. The state of Illinois includes vehicle, liability, worker s compensation, glass, livestock, legal expenses, and miscellaneous insurance under its class of casualty insurance ...Casualty insurance , often equated to liability insurance , is used to describe an area of insurance not directly concerned with life insurance, health insurance, or property insurance. It is mainly used ... insurance 4957966 1.html Casualty Insurance . ref However, the elastic term has also been used to describe property insurance for aviation insurance, boiler and machinery insurance, and glass and crime insurance. ref name AllBusiness It may include marine insurance for shipwrecks or losses at sea or fidelity and surety insurance. It may also include earthquake , political risk insurance , terrorism insurance , fidelity bond fidelity and surety bond s. One of the most common kinds of casualty insurance today is automobile insurance . In its most basic form, automobile insurance provides liability ... of which would fall into the realm of casualty insurance coverage. ref http www.cpmipro.com casualty insurance agents.htm Casualty Insurance Agent Career Information ref If coverage were extended ... 1000000&ActName Illinois Insurance Code. Illinois Insurance Code . ref In 1956, in the preface to the fourth edition of Casualty Insurance Clarence A. Kulp wrote blockquote It has never been possible really to define casualty insurance. Broadly speaking, it may be defined as a list of individual insurances ... .... is to raise the question of the usefulness of the traditional concept of casualty insurance ... some insurance men predict that the casualty insurance of the future will include liability and disability lines only. blockquote Later in Chapter 2 the book states that insurance was traditionally ... insurance contract s covering several types of risks , the last two began to merge. Fire marine and casualty were wiktionary portmanteau portmanteau terms. When the National Association of Insurance ...   more details



  1. Insurance in Australia

    by state. General insurers The three large general insurer groups are Insurance Australia Group which ...Australia has a sophisticated and well developed insurance market, which can be divided into roughly three components life insurance , general insurance and health insurance . These markets are fairly ... from Banking of Australia banks and subsidiaries of foreign financial conglomerates. Types of insurance Life insurance Life insurance products sold in Australia include term life insurance , disability insurance disability income insurance . Australian insurers are unusual in providing a lump sum Total and Permanent Disability insurance. Life insurers also sell Superannuation in Australia superannuation investment products. Life insurers Some of the life insurance companies which operate ... previously Tower Australia Zurich Financial Services Zurich Australia In addition, life insurance is also sold by friendly societies and credit unions . General insurance General insurance products sold in the Australian market can roughly be divided into two classes Liability insurance such as Compulsory Third Party CTP motor insurance, worker s compensation , professional indemnity insurance and public liability insurance, business insurance Property insurance such as Home and Contents insurance, travel insurance, and comprehensive motor vehicle insurance Certain types of insurance, such as CTP ... Car, Bingle QBE Insurance Other insurers are Allianz Australia Allianz Australia Hollard Insurance which includes Real Insurance,Guardian Insurance, Aussie, Australian Seniors Budget Direct which includes ... Post ref http www.theaustralian.com.au business car insurance shake up story e6frg8zx 1225808401764 Car insurance shake up , The Australian, 9 December 2009 ref Wesfarmers which includes Coles Calliden Insurance Zurich Insurance Youi Insurance http www.progressiveonline.com.au Progressive ref http www.theaustralian.com.au business breaking news australia post pushes into insurance story e6frg90f ...   more details



  1. Insurance in India

    of only two state insurers Life Insurers Life Insurance Corporation of India , LIC and General Insurers ... here ref was the first legislation governing all forms of insurance to provide strict state control ...Insurance is a subject listed in the concurrent list in the Seventh Schedule to the Constitution of India where both centre and states can legislate. The insurance sector has gone through a number of phases by allowing private companies to solicit insurance and also allowing foreign direct investment of up to 26 , the insurance sector has been a booming market. However, the largest life insurance company in India is still owned by the government. History In India, insurance has a deep rooted history. Insurance in various forms has been mentioned in the writings of Manu Manusmrithi , Yagnavalkya Dharmashastra and Kautilya Arthashastra . The fundamental basis of the historical reference to insurance ... in times of calamities such as fire, floods, epidemics and famine. The early references to Insurance in these texts has reference to marine trade loans and carriers contracts. Insurance in its current form has its history dating back until 1818, when Oriental Life Insurance Company was started by Anita .... At the dawn of the twentieth century, many insurance companies were founded. In the year 1912, the Life Insurance Companies Act and the Provident Fund Act were passed to regulate the insurance business. The Life Insurance Companies Act, 1912 made it necessary that the premium rate tables and periodical ... as discrimination between Indian and foreign companies. The oldest existing insurance company in India is the National Insurance Company Ltd., which was founded in 1906. It is in business. The Government of India issued an Ordinance on 19th January, 1956 nationalising the Life Insurance sector and Life Insurance Corporation came into existence in the same year. The Life Insurance Corporation ... insurers in all. In 1972 with the General Insurance Business Nationalisation Act was passed by the Indian ...   more details



  1. Weather insurance

    Year s Day. This form of insurance is typically used by retailers to drive sales prior to national holidays such as New Year s or 4th of July. How Weather Insurance Is Rated Insurance companies rate weather insurance based on the weather peril date, the location of the event city state and history ... the insurance company about 2 weeks prior to the peril date. The insurer, in turn, will price the insurance policy based on weather history for that city and state on the date that is being ...Weather insurance insures against weather variations. There are two insurable types of weather insurance conditional weather insurance and weather cancellation insurance . Weather Cancellation Insurance Weather cancellation insurance reduces an organization s risk in planning an outdoor event. When a company ... of the event. Weather cancellation insurance ensures that if inclement weather does occur, the organization will not lose their investment. Instead, an insurance company will cover those costs based on the size and type of the weather cancellation insurance purchased. Conditional Weather Insurance Conditional weather insurance gives companies the ability to make promotional sales offers based on the weather this form of insurance used by businesses and organizations to increase publicity and drive traffic and sales. With conditional weather insurance an organization can run a promotion ... that is being insured. br br For example, a State Fair may wish to purchase weather cancellation insurance to cover the costs associated with running an outdoor concert in the event it rains heavily during their outdoor concert hours. The Fair would contact their insurance agency no less ... ICRISAT Rainfall Insurance has been sold since 2003. ref cite web url http www.icrisat.org gt mpi Presentations Strategic 20assessments Rainfall 20Insurance World 20Bank pdf.pdf title Weather Insurance In Rural India ref See also Crop insurance Flood insurance References reflist External links http ...   more details



  1. Citizens Insurance

    Citizens Insurance , or Citizens , is the popular name for government established, not for profit insurers in Florida and Louisiana . In Florida, the insurer is Citizens Property Insurance Corporation . In Louisiana, the insurer is the Louisiana Citizens Property Insurance Corporation . Both were established in their respective states as insurers of last resort. The Louisiana corporation is also known as Louisiana Citizens Neither of these is connected with for profit insurers with similar names. ref Several companies in the Hanover Insurance Group use Citizens Insurance as part of their names. See http www.hanover.com thg companies.htm, Hanover s List of Affiliated Companies. ref ref Also, see http www.citizensinc.com Citizens Life Insurance, Citizens Insurance Company of America , a life insurer with executive offices in Texas. ref Florida main Citizens Property Insurance Corporation Citizens Property Insurance Corporation was created in 2002 by the Florida state government to provide property insurance for home owners who could not obtain insurance elsewhere. It is a government owned ... Insurance Corporation The Louisiana Citizens Property Insurance Corporation is a nonprofit organization created to provide insurance products for residential and commercial property applicants who are in good faith entitled, but unable, to procure insurance through the voluntary insurance marketplace ... the ability to levy assessments against all other Property and Casualty insurance policies should needed ... References Reflist External links http www.citizensfla.com Citizens Property Insurance Corporation www.citizensfla.com http www.lacitizens.com Louisiana Citizens Property Insurance Corporation www.lacitizens.com ... Florida FL Florida Homeowners Insurance Protest Group.html Homeowners for Affordable Coverage Homeowners Against Citizens Having Affordable Coverage http www.citizens insurance.com Citizens Insurance, Citizens Property Insurance, Citizens Insurance Florida Category Insurance companies of the United ...   more details




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